Loan Calculator
Estimate monthly repayments, total interest and a yearly schedule for personal, car or business loans — in KES or USD.
Loan details
Personal, car or business loans — principal and interest only. Lenders may add fees.
Monthly payment
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0 payments
- Principal
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- Total interest
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- Total repaid
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Yearly schedule
Frequently asked questions
How is the monthly loan payment calculated? +
It uses the standard amortization formula, the same as a mortgage: payment depends on principal, annual interest rate and term in years. Zero-interest loans are split evenly across the months.
Can I use this for a car or personal loan? +
Yes. Enter the amount borrowed, the annual rate your lender quoted, and the term. For a home loan with a deposit, use the Mortgage Calculator instead.
Does this include insurance or processing fees? +
No. It covers principal and interest only. Your contract may add arrangement fees, insurance or variable rates.
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